Mitek Compliance Platform  /  Clients  /  Maria Ionescu
Operator: Ana P. · Compliance Team
MI
Maria Ionescu
Client since October 2025 ID: CLT-2025-00847 Bucharest, Romania
Active Current Account Savings Account ING Account
8
Risk Score / 100
LOW RISK
Relationship Timeline 4 events
Oct 15, 2025
Account Opened — Initial KYC
Manual KYC · Case worker: John R. · Approved
Risk 5/100
What happened
New client onboarded with Current Account and Savings Account. Full identity verification performed manually by compliance officer.
Who was involved
John R. (Case Worker) Maria Ionescu (Client)
Documents submitted
Passport (RO) #12345678 Address Proof
Decision & Justification
Approved — All identity documents verified successfully. No adverse findings in sanctions/PEP screening. Low-risk profile established.
No adverse findings. All checks passed.
Feb 10, 2026
Periodic Review
Agent: Revolut Onboard v4.0 · Auto-approved
Risk 7/100
What happened
Scheduled periodic review triggered automatically. Agent re-verified all existing documents. Address proof was renewed. Risk score adjusted slightly upward due to time-based factors.
Who was involved
Revolut Onboard v4.0 (Agent) Maria Ionescu (Client)
Documents re-verified
Passport (RO) #12345678 — Still valid Address Proof — Renewed
Decision & Justification
Auto-approved — All documents remain valid. No changes in sanctions/PEP status. Risk within acceptable threshold for automated approval.
No findings. Documents re-verified successfully.
Mar 19, 2026
New Account (ING) — Liveness Check
Agent: BankBot v3.2 · Liveness completed · Auto-approved
Risk 8/100
What happened
Client opened a new ING account. Agent initiated KYC verification with liveness check. Client completed selfie-based liveness verification via mobile device. All checks passed.
Who was involved
BankBot v3.2 (Agent) Maria Ionescu (Client)
Documents submitted
Passport (RO) #12345678 — Re-verified Selfie (Liveness) — Captured & processed
Decision & Justification
Auto-approved — Existing client with established history. Liveness check passed with high confidence (98.7%). Identity confirmed against existing records.
No findings. Liveness confidence: 98.7%.
Mar 2027
Next Periodic Review Due
Predicted · Automated review scheduled
Upcoming
Risk History
Stable — Low Risk
Agent Interaction History 2 agents
Revolut Onboard v4.0
February 10, 2026 · Periodic Review
Uploaded and re-verified existing documents. Provided client data for sanctions and PEP screening. Completed automated risk assessment. No manual intervention required.
Owner: Revolut Ltd. Tier: Trusted Issues: 0 Sessions: 1
BankBot v3.2
March 19, 2026 · New Account (ING)
Uploaded documents for new account opening. Provided client data. Prompted and facilitated liveness check via client's mobile device. Processed biometric verification.
Owner: ING Group Tier: Trusted Issues: 0 Sessions: 1
Document Vault 3 documents
Document Uploaded Status Verifications Last Verified
Passport (RO) #12345678 Oct 15, 2025 Valid (exp. 2028) 3 times Mar 19, 2026
Address Proof Oct 15, 2025 Valid (renewed Feb 2026) 2 times Feb 10, 2026
Selfie (Liveness) Mar 19, 2026 Processed & deleted (hash retained) 1 time Mar 19, 2026
Screening History 3 checks
Date Type Source Result Details
Oct 15, 2025 Sanctions & PEP Manual (John R.) Clear Full screening against EU, UN, OFAC lists. No matches. PEP check negative.
Feb 10, 2026 Sanctions & PEP Revolut Onboard v4.0 Clear Automated re-screening. All lists checked. No matches found.
Mar 19, 2026 Sanctions, PEP & Adverse Media BankBot v3.2 Clear Full screening including adverse media. No matches. No negative press.
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